Which method should I choose?

The API created for querying available balances aims to automate balance retrieval, integrating it into other applications (e.g., a financial dashboard). This allows an overview of the available balances of all accounts held at Raiffeisen Bank to be obtained at any moment, providing a clear picture of the company's or group's current liquidity, which is essential for supporting daily treasury operations.

Aspect	Debit/Credit Notification	Account Balance Query	Statement Download
Solution	Streamed via Kafka	Queryable via API	API query, download link in response
Data content	Camt52 data content	Available and current balance	Bank account statements (PDF)
What it supports	Real-time data supports time-critical manufacturing and logistics processes, reconciliation can be automated	Account balances can be continuously monitored, current liquidity becomes clear.	Archiving, audit, accounting integration